Do You Need Wedding Insurance? |
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By Adam Leyton of Compare Wedding Insurance
Many people ask if there’s really any need for wedding insurance for cancellation or postponement. Read on and see for yourself!
You are both madly in love and have been planning your wedding day for a year, so why would you need wedding cancellation insurance? There’s no point right? It’s a waste of money; you don’t plan on canceling your wedding. However, you may want to give some thought to the fact that wedding cancellation or postponement usually happens, not necessarily
Wedding Insurance
because the bride or groom change their minds, but because of something unexpected happening, such as adverse weather or illness. Therefore, you may wish to give some thought to wedding insurance.
While, for the majority of couples, everything goes smoothly on the run up to your wedding day and on the day itself, spare some thought to what would happen if you were getting married on a luxury Caribbean beach and a hurricane hit the island, making it impossible to fly out. What would happen if the groom fell ill with appendicitis the day before the wedding, and it had to be postponed? What if flooding or a snowstorm meant that you had to postpone the wedding? Any of these events may be protected against when you take out wedding insurance.
As well as providing cover for complete cancellation, wedding insurance also covers you for things like wedding vendor or supplier failure (particularly relevant in the current economic climate), lost or stolen gifts, or damage to hired/rented attire. Always check with your wedding service suppliers to see if their contract offers any protection.
It’s unlikely that the worst will happen, but maybe it’s worth taking a look at wedding insurance, even if it’s just for the financial peace of mind.
Wedding insurance companies in the US and wedding insurance companies in Canada.
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July 27th, 2010 at 12:32 am
I think wedding insurance is a bit like car insurance, you should get it but hope to never use it.
And like prenup and divorce… you hope never to have to use them but at least they are there worst case scenario.
Whilst weddings are about love, one has to protect their assets too.
July 27th, 2010 at 8:49 pm
You may want to consider wedding insurance also to protect your self from the day from “hell”. Getting great vendors is the first step, but having a necessary back-up plan is an even more important step.
July 28th, 2010 at 9:12 am
What do you mean by protecting yourself from the day of hell? Can you give us more detail?
August 12th, 2010 at 10:12 pm
What I mean is, wedding insurance is a smart way to counter-balance what could go wrong at a wedding. Vendors not showing up, a cake that falls over or photographer whose camera corrupts the video card, etc.
Thanks for a great site and blog!
August 13th, 2010 at 7:19 am
Daryl – Thanks for the clarification and the kudos. But, you’re not yet a member of Team Wedding and on the list of our top wedding sites! Listings are free for wedding professionalsand wedding related websites (including blogs), so hopefully you’ll register online with us today.
August 23rd, 2010 at 11:08 am
I am a wedding videographer and can tell you I have had insurance but have never been asked for proof, nor have I been asked to have it for an event. I get mine from Film Emporium. They cover videographers but they also have policies for entire weddings. Might be worth checking out.
August 30th, 2011 at 9:37 pm
This past weekend, with the East Coast being hit by hurricane Irene, is a good example of why wedding insurance is a good idea.
November 14th, 2011 at 3:45 am
Now everything can be covered through insurance policies like home insurance, car insurance, travel insurance etc. Wedding insurance is one of them and which covers all your dream day’s expenses i.e your wedding day. The wedding insurance should be bought in the off wedding season as many of the insurance companies provides a good amount of discount at that time.