At this point, you will need to take note of some numbers. Start with the total amount you have managed to put aside for this event and begin to make note of what you could use these bucks for.
This is going to be quite a long list: the wedding venue, the wedding apparel, the bridal and groom accessories, makeup and hairstyle artists, music, the wedding food and beverages, the cake, the catering staff, the wedding favors, the bridal bouquet, the wedding car, the wedding photographer, and so on. Be sure to cover the smallest expense on your budget sheet.
A budget means that there are a lot of compromises to make, tough decisions to take and fierce prices to negotiate. Also, it might be possible that the estimate you make before booking the restaurant or buying other wedding things could be totally different from what you will find in the market so be prepared and have extra funds for other unexpected payments.
If you would like to organize something more expensive than you personally can afford, then it means looking for other resources. Some parents offer to split the costs because it is usually very tough for the bride and the groom to support all the wedding costs by themselves. Keep in mind that parents want to intervene will also want to have a say in your wedding plans. If you are okay with that, then you should smile and accept the money. On the other hand, if this is something unbearable for you, then you would better think twice before saying yes to their offer.
If you don’t want your parents to help you, and if you don’t have other economic means, then you could go for the bank option. In other words, get a loan. Be sure to do a lot of research and collect lots of information in order to find out which are the terms and conditions are best for you. In order to have a starting point for your research, here is one option called CashFloat if you live in the UK. Perhaps you could even use wedding gift money to pay back the loan. Don’t fret, there is a solution to every problem that may occur. You will just have to watch it from all the possible angles, in order to make the best decision
Another recommendation is to think hard if it would be better for you to wait a couple of months, so that you may save some wedding money. Entering a new life with debts is something rather negative, so you may be better be more patient. After all, no one is pressuring you to get married, so a few months more won’t make much difference.
Cutting Some Costs
In order to keep things under control, there are a few tricks you could use. When picking the wedding music, you could hire a DJ rather than a wedding band. It is better to book a restaurant that will offer you many things: the place, the catering staff, and the menu at a single price. As for the wedding ride, you should use your own car or one of your friend’s. These are some of the wedding elements that you can afford to negotiate for.
On the other hand, when it comes to the wedding appearance, both the bride and the groom should do whatever it takes, just to feel fantastic on their wedding day. In case, you find it hard to organize this money, you should get some help, in order no to spend the entire wedding budget. Talk with a wedding planner, with your parents or with some of your friends in order to see how to keep your wedding money under control.